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	University of the Philippines Baguio		Governor Pack Road, 2600 Baguio City

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TODAY IS

OUR INVESTMENT PROGRAMS

SAVINGS
The UP Baguio Multi-Purpose Cooperative, Inc. encourages members to save and invest in the Cooperative. Savings deposits (minimum of P300.00) earns interest in three months, it can be withdrawn immediately.
CAPITAL BUILD-UP
Share capital (fixed deposits) also earns interest depending on the net income from loans.
DIVIDENS
During the annual General Assembly, net income of the Cooperative are distributed to members as dividends. The UP Baguio Multi-Purpose Cooperative, Inc. provides for its members a variety of loan products and, regularly reviews these products in order to analyze the (cost) effectiveness of availing any service to its members. All loan products have separate forms, including terms and conditions, which are generally available upon request.

MUTUAL AID
The UP Baguio Multi-Purpose Cooperative, Inc. will provide a new support program to its members through the mutual aid program beginning 2006.

The UP Baguio Multipurpose Cooperative web site is viewable best at 1024 x 768 Screen Resolution
Website Design and Layout: GIOVANNIE R. RUALO
Last Updated on August 2, 2006

	SAVINGS The UP Baguio Multi-Purpose Cooperative, Inc. encourages members to save and invest in the Cooperative. Savings deposits (minimum of P300.00) earns interest in three months, it can be withdrawn immediately.	CAPITAL BUILD-UP Share capital (fixed deposits) also earns interest depending on the net income from loans.	DIVIDENS During the annual General Assembly, net income of the Cooperative are distributed to members as dividends. The UP Baguio Multi-Purpose Cooperative, Inc. provides for its members a variety of loan products and, regularly reviews these products in order to analyze the (cost) effectiveness of availing any service to its members. All loan products have separate forms, including terms and conditions, which are generally available upon request.
	MUTUAL AID The UP Baguio Multi-Purpose Cooperative, Inc. will provide a new support program to its members through the mutual aid program beginning 2006.